Toccoa Falls College vs American InterContinental University-Atlanta: which has better ROI?
Neither clears its cost on institution-wide earnings, but American InterContinental University-Atlanta comes closer — median earnings $36,144 against a $65,928 total, vs $36,630 at Toccoa Falls College. (Scorecard, 2026 · our math.)
| Measure | Toccoa Falls College | American InterContinental University-Atlanta |
|---|---|---|
| Net price / yr | $21,642 | $16,482 |
| Total net cost | $86,568 | $65,928 |
| Median earnings, 10 yrs | $36,630 | $36,144 |
| Median debt | $22,250 | $31,000 |
| Payback | — | — |
| 20-year net return | -$321,168 | -$310,248 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Toccoa Falls College or American InterContinental University-Atlanta?
American InterContinental University-Atlanta, at $16,482 a year after aid versus $21,642 — a gap of $5,160 a year, or $20,640 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Toccoa Falls College or American InterContinental University-Atlanta graduates earn more?
Toccoa Falls College graduates report a median $36,630 ten years after entry, $486 more than the $36,144 at American InterContinental University-Atlanta. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Toccoa Falls College or American InterContinental University-Atlanta?
Toccoa Falls College: its completers carry a median $22,250 in federal loans versus $31,000 at American InterContinental University-Atlanta, a difference of $8,750. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
44% of students finish at Toccoa Falls College, against 21% at American InterContinental University-Atlanta. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.