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Towson University vs Capitol Technology University: which has better ROI?

Public, Towson MD · vs · Private nonprofit, Laurel MD

The verdict

Capitol Technology University has the better ROI: it clears its 4-year net cost of $88,408 in 2.4 years versus 4.3 years at Towson University, on median earnings of $85,035 vs $64,390 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureTowson UniversityCapitol Technology University
Net price / yr$17,413$22,102
Total net cost$69,652$88,408
Median earnings, 10 yrs$64,390$85,035
Median debt$18,718$20,264
Payback4.3 yrs2.4 yrs
20-year net return$250,948$645,092

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Towson University or Capitol Technology University?

Towson University, at $17,413 a year after aid versus $22,102 — a gap of $4,689 a year, or $18,756 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Towson University or Capitol Technology University graduates earn more?

Capitol Technology University graduates report a median $85,035 ten years after entry, $20,645 more than the $64,390 at Towson University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Towson University or Capitol Technology University?

Towson University: its completers carry a median $18,718 in federal loans versus $20,264 at Capitol Technology University, a difference of $1,546. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

69% of students finish at Towson University, against 43% at Capitol Technology University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Towson University vs Capitol Technology University: frequently asked questions

Is Towson University or Capitol Technology University a better value?
Capitol Technology University. It clears its $88,408 net cost in about 2.4 years versus 4.3 years at Towson University, on median earnings of $85,035 vs $64,390 ten years out.
Which is cheaper, Towson University or Capitol Technology University?
Towson University: $17,413/yr net price after aid versus $22,102/yr at Capitol Technology University — a difference of $4,689 a year, or about $18,756 over four years.
Do Towson University or Capitol Technology University graduates earn more?
Capitol Technology University graduates earn a median $85,035 ten years after entry, versus $64,390 at Towson University — a $20,645 gap. This blends every major, so a specific field can flip it.