Towson University vs Loyola University Maryland: which has better ROI?
Loyola University Maryland has the better ROI: it clears its 4-year net cost of $122,296 in 3.6 years versus 4.3 years at Towson University, on median earnings of $82,652 vs $64,390 ten years out. (Scorecard, 2026 · our math.)
| Measure | Towson University | Loyola University Maryland |
|---|---|---|
| Net price / yr | $17,413 | $30,574 |
| Total net cost | $69,652 | $122,296 |
| Median earnings, 10 yrs | $64,390 | $82,652 |
| Median debt | $18,718 | $27,000 |
| Payback | 4.3 yrs | 3.6 yrs |
| 20-year net return | $250,948 | $563,544 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Towson University or Loyola University Maryland?
Towson University, at $17,413 a year after aid versus $30,574 — a gap of $13,161 a year, or $52,644 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Towson University or Loyola University Maryland graduates earn more?
Loyola University Maryland graduates report a median $82,652 ten years after entry, $18,262 more than the $64,390 at Towson University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Towson University or Loyola University Maryland?
Towson University: its completers carry a median $18,718 in federal loans versus $27,000 at Loyola University Maryland, a difference of $8,282. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
79% of students finish at Loyola University Maryland, against 69% at Towson University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.