Towson University vs Ner Israel Rabbinical College: which has better ROI?
Ner Israel Rabbinical College has the better ROI: it clears its 4-year net cost of $54,288 in 3 years versus 4.3 years at Towson University, on median earnings of $66,330 vs $64,390 ten years out. (Scorecard, 2026 · our math.)
| Measure | Towson University | Ner Israel Rabbinical College |
|---|---|---|
| Net price / yr | $17,413 | $13,572 |
| Total net cost | $69,652 | $54,288 |
| Median earnings, 10 yrs | $64,390 | $66,330 |
| Median debt | $18,718 | — |
| Payback | 4.3 yrs | 3 yrs |
| 20-year net return | $250,948 | $305,112 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Towson University or Ner Israel Rabbinical College?
Ner Israel Rabbinical College, at $13,572 a year after aid versus $17,413 — a gap of $3,841 a year, or $15,364 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Towson University or Ner Israel Rabbinical College graduates earn more?
Ner Israel Rabbinical College graduates report a median $66,330 ten years after entry, $1,940 more than the $64,390 at Towson University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which graduates more of its students?
69% of students finish at Towson University, against 24% at Ner Israel Rabbinical College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.