Towson University vs University of Baltimore: which has better ROI?
Towson University has the better ROI: it clears its 4-year net cost of $69,652 in 4.3 years versus 4.3 years at University of Baltimore, on median earnings of $64,390 vs $61,335 ten years out. (Scorecard, 2026 · our math.)
| Measure | Towson University | University of Baltimore |
|---|---|---|
| Net price / yr | $17,413 | $13,868 |
| Total net cost | $69,652 | $55,472 |
| Median earnings, 10 yrs | $64,390 | $61,335 |
| Median debt | $18,718 | $23,250 |
| Payback | 4.3 yrs | 4.3 yrs |
| 20-year net return | $250,948 | $204,028 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Towson University or University of Baltimore?
University of Baltimore, at $13,868 a year after aid versus $17,413 — a gap of $3,545 a year, or $14,180 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Towson University or University of Baltimore graduates earn more?
Towson University graduates report a median $64,390 ten years after entry, $3,055 more than the $61,335 at University of Baltimore. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Towson University or University of Baltimore?
Towson University: its completers carry a median $18,718 in federal loans versus $23,250 at University of Baltimore, a difference of $4,532. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
69% of students finish at Towson University, against 38% at University of Baltimore. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.