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Troy University vs Alabama A & M University: which has better ROI?

Public, Troy AL · vs · Public, Normal AL

The verdict

Neither clears its cost on institution-wide earnings, but Troy University comes closer — median earnings $42,062 against a $66,108 total, vs $40,628 at Alabama A & M University. (Scorecard, 2026 · our math.)

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Head to head
MeasureTroy UniversityAlabama A & M University
Net price / yr$16,527$17,621
Total net cost$66,108$70,484
Median earnings, 10 yrs$42,062$40,628
Median debt$25,000$31,000
Payback
20-year net return-$192,068-$225,124

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Troy University or Alabama A & M University?

Troy University, at $16,527 a year after aid versus $17,621 — a gap of $1,094 a year, or $4,376 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Troy University or Alabama A & M University graduates earn more?

Troy University graduates report a median $42,062 ten years after entry, $1,434 more than the $40,628 at Alabama A & M University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Troy University or Alabama A & M University?

Troy University: its completers carry a median $25,000 in federal loans versus $31,000 at Alabama A & M University, a difference of $6,000. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

50% of students finish at Troy University, against 24% at Alabama A & M University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Troy University vs Alabama A & M University: frequently asked questions

Is Troy University or Alabama A & M University a better value?
Troy University comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Troy University or Alabama A & M University?
Troy University: $16,527/yr net price after aid versus $17,621/yr at Alabama A & M University — a difference of $1,094 a year, or about $4,376 over four years.
Do Troy University or Alabama A & M University graduates earn more?
Troy University graduates earn a median $42,062 ten years after entry, versus $40,628 at Alabama A & M University — a $1,434 gap. This blends every major, so a specific field can flip it.