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Universal Technical Institute-Dallas Fort Worth vs Lubbock Christian University: which has better ROI?

Private for-profit, Irving TX · vs · Private nonprofit, Lubbock TX

The verdict

Lubbock Christian University has the better ROI: it clears its 4-year net cost of $97,824 in 18 years versus 18.4 years at Universal Technical Institute-Dallas Fort Worth, on median earnings of $53,787 vs $51,222 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureUniversal Technical Institute-Dallas Fort WorthLubbock Christian University
Net price / yr$26,265$24,456
Total net cost$52,530$97,824
Median earnings, 10 yrs$51,222$53,787
Median debt$14,267$20,948
Payback18.4 yrs18 yrs
20-year net return$4,710$10,716

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Universal Technical Institute-Dallas Fort Worth or Lubbock Christian University?

Lubbock Christian University, at $24,456 a year after aid versus $26,265 — a gap of $1,809 a year, or $45,294 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Universal Technical Institute-Dallas Fort Worth or Lubbock Christian University graduates earn more?

Lubbock Christian University graduates report a median $53,787 ten years after entry, $2,565 more than the $51,222 at Universal Technical Institute-Dallas Fort Worth. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Universal Technical Institute-Dallas Fort Worth or Lubbock Christian University?

Universal Technical Institute-Dallas Fort Worth: its completers carry a median $14,267 in federal loans versus $20,948 at Lubbock Christian University, a difference of $6,681. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

75% of students finish at Universal Technical Institute-Dallas Fort Worth, against 51% at Lubbock Christian University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Universal Technical Institute-Dallas Fort Worth vs Lubbock Christian University: frequently asked questions

Is Universal Technical Institute-Dallas Fort Worth or Lubbock Christian University a better value?
Lubbock Christian University. It clears its $97,824 net cost in about 18 years versus 18.4 years at Universal Technical Institute-Dallas Fort Worth, on median earnings of $53,787 vs $51,222 ten years out.
Which is cheaper, Universal Technical Institute-Dallas Fort Worth or Lubbock Christian University?
Lubbock Christian University: $24,456/yr net price after aid versus $26,265/yr at Universal Technical Institute-Dallas Fort Worth — a difference of $1,809 a year, or about $45,294 over four years.
Do Universal Technical Institute-Dallas Fort Worth or Lubbock Christian University graduates earn more?
Lubbock Christian University graduates earn a median $53,787 ten years after entry, versus $51,222 at Universal Technical Institute-Dallas Fort Worth — a $2,565 gap. This blends every major, so a specific field can flip it.