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University at Albany vs Maria College of Albany: which has better ROI?

Public, Albany NY · vs · Private nonprofit, Albany NY

The verdict

University at Albany has the better ROI: it clears its 4-year net cost of $68,668 in 3.5 years versus 3.7 years at Maria College of Albany, on median earnings of $67,979 vs $55,458 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureUniversity at AlbanyMaria College of Albany
Net price / yr$17,167$13,082
Total net cost$68,668$26,164
Median earnings, 10 yrs$67,979$55,458
Median debt$19,500$20,528
Payback3.5 yrs3.7 yrs
20-year net return$323,712$115,796

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, University at Albany or Maria College of Albany?

Maria College of Albany, at $13,082 a year after aid versus $17,167 — a gap of $4,085 a year, or $42,504 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do University at Albany or Maria College of Albany graduates earn more?

University at Albany graduates report a median $67,979 ten years after entry, $12,521 more than the $55,458 at Maria College of Albany. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, University at Albany or Maria College of Albany?

University at Albany: its completers carry a median $19,500 in federal loans versus $20,528 at Maria College of Albany, a difference of $1,028. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

61% of students finish at University at Albany, against 30% at Maria College of Albany. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

University at Albany vs Maria College of Albany: frequently asked questions

Is University at Albany or Maria College of Albany a better value?
University at Albany. It clears its $68,668 net cost in about 3.5 years versus 3.7 years at Maria College of Albany, on median earnings of $67,979 vs $55,458 ten years out.
Which is cheaper, University at Albany or Maria College of Albany?
Maria College of Albany: $13,082/yr net price after aid versus $17,167/yr at University at Albany — a difference of $4,085 a year, or about $42,504 over four years.
Do University at Albany or Maria College of Albany graduates earn more?
University at Albany graduates earn a median $67,979 ten years after entry, versus $55,458 at Maria College of Albany — a $12,521 gap. This blends every major, so a specific field can flip it.