Degree Dividend
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University of Arkansas at Pine Bluff vs Arkansas State University-Mountain Home: which has better ROI?

Public, Pine Bluff AR · vs · Public, Mountain Home AR

The verdict

Neither clears its cost on institution-wide earnings, but University of Arkansas at Pine Bluff comes closer — median earnings $35,550 against a $50,612 total, vs $34,238 at Arkansas State University-Mountain Home. (Scorecard, 2026 · our math.)

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Head to head
MeasureUniversity of Arkansas at Pine BluffArkansas State University-Mountain Home
Net price / yr$12,653$8,847
Total net cost$50,612$35,388
Median earnings, 10 yrs$35,550$34,238
Median debt$24,202$10,500
Payback
20-year net return-$306,812-$317,828

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, University of Arkansas at Pine Bluff or Arkansas State University-Mountain Home?

Arkansas State University-Mountain Home, at $8,847 a year after aid versus $12,653 — a gap of $3,806 a year, or $15,224 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do University of Arkansas at Pine Bluff or Arkansas State University-Mountain Home graduates earn more?

University of Arkansas at Pine Bluff graduates report a median $35,550 ten years after entry, $1,312 more than the $34,238 at Arkansas State University-Mountain Home. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, University of Arkansas at Pine Bluff or Arkansas State University-Mountain Home?

Arkansas State University-Mountain Home: its completers carry a median $10,500 in federal loans versus $24,202 at University of Arkansas at Pine Bluff, a difference of $13,702. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

44% of students finish at Arkansas State University-Mountain Home, against 40% at University of Arkansas at Pine Bluff. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

University of Arkansas at Pine Bluff vs Arkansas State University-Mountain Home: frequently asked questions

Is University of Arkansas at Pine Bluff or Arkansas State University-Mountain Home a better value?
University of Arkansas at Pine Bluff comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, University of Arkansas at Pine Bluff or Arkansas State University-Mountain Home?
Arkansas State University-Mountain Home: $8,847/yr net price after aid versus $12,653/yr at University of Arkansas at Pine Bluff — a difference of $3,806 a year, or about $15,224 over four years.
Do University of Arkansas at Pine Bluff or Arkansas State University-Mountain Home graduates earn more?
University of Arkansas at Pine Bluff graduates earn a median $35,550 ten years after entry, versus $34,238 at Arkansas State University-Mountain Home — a $1,312 gap. This blends every major, so a specific field can flip it.