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University of Baltimore vs Washington Adventist University: which has better ROI?

Public, Baltimore MD · vs · Private nonprofit, Takoma Park MD

By the Degree Dividend editorial data teamEvery figure verified against its federal source — methodologyData updated June 2026

The verdict

University of Baltimore has the better ROI: it clears its 4-year net cost of $55,472 in 4.3 years versus 4.7 years at Washington Adventist University, on median earnings of $61,335 vs $64,249 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureUniversity of BaltimoreWashington Adventist University
Net price / yr$13,868$18,526
Total net cost$55,472$74,104
Median earnings, 10 yrs$61,335$64,249
Median debt$23,250$30,500
Payback4.3 yrs4.7 yrs
20-year net return$204,028$243,676

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, University of Baltimore or Washington Adventist University?

University of Baltimore, at $13,868 a year after aid versus $18,526 — a gap of $4,658 a year, or $18,632 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do University of Baltimore or Washington Adventist University graduates earn more?

Washington Adventist University graduates report a median $64,249 ten years after entry, $2,914 more than the $61,335 at University of Baltimore. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, University of Baltimore or Washington Adventist University?

University of Baltimore: its completers carry a median $23,250 in federal loans versus $30,500 at Washington Adventist University, a difference of $7,250. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

38% of students finish at University of Baltimore, against 29% at Washington Adventist University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

University of Baltimore vs Washington Adventist University: frequently asked questions

Is University of Baltimore or Washington Adventist University a better value?
University of Baltimore. It clears its $55,472 net cost in about 4.3 years versus 4.7 years at Washington Adventist University, on median earnings of $61,335 vs $64,249 ten years out.
Which is cheaper, University of Baltimore or Washington Adventist University?
University of Baltimore: $13,868/yr net price after aid versus $18,526/yr at Washington Adventist University — a difference of $4,658 a year, or about $18,632 over four years.
Do University of Baltimore or Washington Adventist University graduates earn more?
Washington Adventist University graduates earn a median $64,249 ten years after entry, versus $61,335 at University of Baltimore — a $2,914 gap. This blends every major, so a specific field can flip it.