University of California-Irvine vs Cal Poly Maritime Academy: which has better ROI?
Cal Poly Maritime Academy has the better ROI: it clears its 4-year net cost of $82,220 in 1.8 years versus 1.8 years at University of California-Irvine, on median earnings of $94,784 vs $80,735 ten years out. (Scorecard, 2026 · our math.)
| Measure | University of California-Irvine | Cal Poly Maritime Academy |
|---|---|---|
| Net price / yr | $14,251 | $20,555 |
| Total net cost | $57,004 | $82,220 |
| Median earnings, 10 yrs | $80,735 | $94,784 |
| Median debt | $15,000 | $24,965 |
| Payback | 1.8 yrs | 1.8 yrs |
| 20-year net return | $590,496 | $846,260 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, University of California-Irvine or Cal Poly Maritime Academy?
University of California-Irvine, at $14,251 a year after aid versus $20,555 — a gap of $6,304 a year, or $25,216 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do University of California-Irvine or Cal Poly Maritime Academy graduates earn more?
Cal Poly Maritime Academy graduates report a median $94,784 ten years after entry, $14,049 more than the $80,735 at University of California-Irvine. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, University of California-Irvine or Cal Poly Maritime Academy?
University of California-Irvine: its completers carry a median $15,000 in federal loans versus $24,965 at Cal Poly Maritime Academy, a difference of $9,965. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
87% of students finish at University of California-Irvine, against 60% at Cal Poly Maritime Academy. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.