Degree Dividend
Sourced from federal dataEvery figure datedNo rankings for sale

University of Central Arkansas vs Arkansas State University-Mountain Home: which has better ROI?

Public, Conway AR · vs · Public, Mountain Home AR

The verdict

Neither clears its cost on institution-wide earnings, but University of Central Arkansas comes closer — median earnings $45,938 against a $66,044 total, vs $34,238 at Arkansas State University-Mountain Home. (Scorecard, 2026 · our math.)

Share
Head to head
MeasureUniversity of Central ArkansasArkansas State University-Mountain Home
Net price / yr$16,511$8,847
Total net cost$66,044$35,388
Median earnings, 10 yrs$45,938$34,238
Median debt$20,346$10,500
Payback
20-year net return-$114,484-$317,828

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, University of Central Arkansas or Arkansas State University-Mountain Home?

Arkansas State University-Mountain Home, at $8,847 a year after aid versus $16,511 — a gap of $7,664 a year, or $30,656 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do University of Central Arkansas or Arkansas State University-Mountain Home graduates earn more?

University of Central Arkansas graduates report a median $45,938 ten years after entry, $11,700 more than the $34,238 at Arkansas State University-Mountain Home. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, University of Central Arkansas or Arkansas State University-Mountain Home?

Arkansas State University-Mountain Home: its completers carry a median $10,500 in federal loans versus $20,346 at University of Central Arkansas, a difference of $9,846. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

54% of students finish at University of Central Arkansas, against 44% at Arkansas State University-Mountain Home. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

University of Central Arkansas vs Arkansas State University-Mountain Home: frequently asked questions

Is University of Central Arkansas or Arkansas State University-Mountain Home a better value?
University of Central Arkansas comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, University of Central Arkansas or Arkansas State University-Mountain Home?
Arkansas State University-Mountain Home: $8,847/yr net price after aid versus $16,511/yr at University of Central Arkansas — a difference of $7,664 a year, or about $30,656 over four years.
Do University of Central Arkansas or Arkansas State University-Mountain Home graduates earn more?
University of Central Arkansas graduates earn a median $45,938 ten years after entry, versus $34,238 at Arkansas State University-Mountain Home — a $11,700 gap. This blends every major, so a specific field can flip it.