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University of Central Missouri vs Westminster College: which has better ROI?

Public, Warrensburg MO · vs · Private nonprofit, Fulton MO

The verdict

Westminster College has the better ROI: it clears its 4-year net cost of $97,256 in 25.3 years versus 48.2 years at University of Central Missouri, on median earnings of $52,199 vs $49,560 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureUniversity of Central MissouriWestminster College
Net price / yr$14,462$24,314
Total net cost$57,848$97,256
Median earnings, 10 yrs$49,560$52,199
Median debt$21,000$27,000
Payback48.2 yrs25.3 yrs
20-year net return-$33,848-$20,476

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, University of Central Missouri or Westminster College?

University of Central Missouri, at $14,462 a year after aid versus $24,314 — a gap of $9,852 a year, or $39,408 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do University of Central Missouri or Westminster College graduates earn more?

Westminster College graduates report a median $52,199 ten years after entry, $2,639 more than the $49,560 at University of Central Missouri. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, University of Central Missouri or Westminster College?

University of Central Missouri: its completers carry a median $21,000 in federal loans versus $27,000 at Westminster College, a difference of $6,000. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

55% of students finish at Westminster College, against 54% at University of Central Missouri. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

University of Central Missouri vs Westminster College: frequently asked questions

Is University of Central Missouri or Westminster College a better value?
Westminster College. It clears its $97,256 net cost in about 25.3 years versus 48.2 years at University of Central Missouri, on median earnings of $52,199 vs $49,560 ten years out.
Which is cheaper, University of Central Missouri or Westminster College?
University of Central Missouri: $14,462/yr net price after aid versus $24,314/yr at Westminster College — a difference of $9,852 a year, or about $39,408 over four years.
Do University of Central Missouri or Westminster College graduates earn more?
Westminster College graduates earn a median $52,199 ten years after entry, versus $49,560 at University of Central Missouri — a $2,639 gap. This blends every major, so a specific field can flip it.