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University of Florida-Online vs Chamberlain University-Florida: which has better ROI?

Public, Gainesville FL · vs · Private for-profit, Jacksonville FL

The verdict

University of Florida-Online has the better ROI: it clears its 4-year net cost of $19,260 in 0.8 years versus 2.8 years at Chamberlain University-Florida, on median earnings of $71,588 vs $92,405 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureUniversity of Florida-OnlineChamberlain University-Florida
Net price / yr$4,815$31,269
Total net cost$19,260$125,076
Median earnings, 10 yrs$71,588$92,405
Median debt$15,000$20,919
Payback0.8 yrs2.8 yrs
20-year net return$445,300$755,824

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, University of Florida-Online or Chamberlain University-Florida?

University of Florida-Online, at $4,815 a year after aid versus $31,269 — a gap of $26,454 a year, or $105,816 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do University of Florida-Online or Chamberlain University-Florida graduates earn more?

Chamberlain University-Florida graduates report a median $92,405 ten years after entry, $20,817 more than the $71,588 at University of Florida-Online. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, University of Florida-Online or Chamberlain University-Florida?

University of Florida-Online: its completers carry a median $15,000 in federal loans versus $20,919 at Chamberlain University-Florida, a difference of $5,919. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

85% of students finish at University of Florida-Online, against 33% at Chamberlain University-Florida. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

University of Florida-Online vs Chamberlain University-Florida: frequently asked questions

Is University of Florida-Online or Chamberlain University-Florida a better value?
University of Florida-Online. It clears its $19,260 net cost in about 0.8 years versus 2.8 years at Chamberlain University-Florida, on median earnings of $71,588 vs $92,405 ten years out.
Which is cheaper, University of Florida-Online or Chamberlain University-Florida?
University of Florida-Online: $4,815/yr net price after aid versus $31,269/yr at Chamberlain University-Florida — a difference of $26,454 a year, or about $105,816 over four years.
Do University of Florida-Online or Chamberlain University-Florida graduates earn more?
Chamberlain University-Florida graduates earn a median $92,405 ten years after entry, versus $71,588 at University of Florida-Online — a $20,817 gap. This blends every major, so a specific field can flip it.