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University of Houston-Downtown vs Texas Christian University: which has better ROI?

Public, Houston TX · vs · Private nonprofit, Fort Worth TX

The verdict

Texas Christian University has the better ROI: it clears its 4-year net cost of $146,640 in 7.3 years versus 8.1 years at University of Houston-Downtown, on median earnings of $68,424 vs $53,551 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureUniversity of Houston-DowntownTexas Christian University
Net price / yr$10,542$36,660
Total net cost$42,168$146,640
Median earnings, 10 yrs$53,551$68,424
Median debt$18,750$21,500
Payback8.1 yrs7.3 yrs
20-year net return$61,652$254,640

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, University of Houston-Downtown or Texas Christian University?

University of Houston-Downtown, at $10,542 a year after aid versus $36,660 — a gap of $26,118 a year, or $104,472 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do University of Houston-Downtown or Texas Christian University graduates earn more?

Texas Christian University graduates report a median $68,424 ten years after entry, $14,873 more than the $53,551 at University of Houston-Downtown. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, University of Houston-Downtown or Texas Christian University?

University of Houston-Downtown: its completers carry a median $18,750 in federal loans versus $21,500 at Texas Christian University, a difference of $2,750. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

86% of students finish at Texas Christian University, against 33% at University of Houston-Downtown. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

University of Houston-Downtown vs Texas Christian University: frequently asked questions

Is University of Houston-Downtown or Texas Christian University a better value?
Texas Christian University. It clears its $146,640 net cost in about 7.3 years versus 8.1 years at University of Houston-Downtown, on median earnings of $68,424 vs $53,551 ten years out.
Which is cheaper, University of Houston-Downtown or Texas Christian University?
University of Houston-Downtown: $10,542/yr net price after aid versus $36,660/yr at Texas Christian University — a difference of $26,118 a year, or about $104,472 over four years.
Do University of Houston-Downtown or Texas Christian University graduates earn more?
Texas Christian University graduates earn a median $68,424 ten years after entry, versus $53,551 at University of Houston-Downtown — a $14,873 gap. This blends every major, so a specific field can flip it.