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University of Illinois Urbana-Champaign vs University of St Francis: which has better ROI?

Public, Champaign IL · vs · Private nonprofit, Joliet IL

The verdict

University of Illinois Urbana-Champaign has the better ROI: it clears its 4-year net cost of $57,420 in 1.8 years versus 3.3 years at University of St Francis, on median earnings of $81,054 vs $63,926 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureUniversity of Illinois Urbana-ChampaignUniversity of St Francis
Net price / yr$14,355$13,006
Total net cost$57,420$52,024
Median earnings, 10 yrs$81,054$63,926
Median debt$19,500$21,079
Payback1.8 yrs3.3 yrs
20-year net return$596,460$259,296

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, University of Illinois Urbana-Champaign or University of St Francis?

University of St Francis, at $13,006 a year after aid versus $14,355 — a gap of $1,349 a year, or $5,396 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do University of Illinois Urbana-Champaign or University of St Francis graduates earn more?

University of Illinois Urbana-Champaign graduates report a median $81,054 ten years after entry, $17,128 more than the $63,926 at University of St Francis. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, University of Illinois Urbana-Champaign or University of St Francis?

University of Illinois Urbana-Champaign: its completers carry a median $19,500 in federal loans versus $21,079 at University of St Francis, a difference of $1,579. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

85% of students finish at University of Illinois Urbana-Champaign, against 67% at University of St Francis. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

University of Illinois Urbana-Champaign vs University of St Francis: frequently asked questions

Is University of Illinois Urbana-Champaign or University of St Francis a better value?
University of Illinois Urbana-Champaign. It clears its $57,420 net cost in about 1.8 years versus 3.3 years at University of St Francis, on median earnings of $81,054 vs $63,926 ten years out.
Which is cheaper, University of Illinois Urbana-Champaign or University of St Francis?
University of St Francis: $13,006/yr net price after aid versus $14,355/yr at University of Illinois Urbana-Champaign — a difference of $1,349 a year, or about $5,396 over four years.
Do University of Illinois Urbana-Champaign or University of St Francis graduates earn more?
University of Illinois Urbana-Champaign graduates earn a median $81,054 ten years after entry, versus $63,926 at University of St Francis — a $17,128 gap. This blends every major, so a specific field can flip it.