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University of Kentucky vs Georgetown College: which has better ROI?

Public, Lexington KY · vs · Private nonprofit, Georgetown KY

The verdict

University of Kentucky has the better ROI: it clears its 4-year net cost of $75,404 in 7.1 years versus 15.2 years at Georgetown College, on median earnings of $59,025 vs $52,074 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureUniversity of KentuckyGeorgetown College
Net price / yr$18,851$14,095
Total net cost$75,404$56,380
Median earnings, 10 yrs$59,025$52,074
Median debt$22,500$25,200
Payback7.1 yrs15.2 yrs
20-year net return$137,896$17,900

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, University of Kentucky or Georgetown College?

Georgetown College, at $14,095 a year after aid versus $18,851 — a gap of $4,756 a year, or $19,024 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do University of Kentucky or Georgetown College graduates earn more?

University of Kentucky graduates report a median $59,025 ten years after entry, $6,951 more than the $52,074 at Georgetown College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, University of Kentucky or Georgetown College?

University of Kentucky: its completers carry a median $22,500 in federal loans versus $25,200 at Georgetown College, a difference of $2,700. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

71% of students finish at University of Kentucky, against 49% at Georgetown College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

University of Kentucky vs Georgetown College: frequently asked questions

Is University of Kentucky or Georgetown College a better value?
University of Kentucky. It clears its $75,404 net cost in about 7.1 years versus 15.2 years at Georgetown College, on median earnings of $59,025 vs $52,074 ten years out.
Which is cheaper, University of Kentucky or Georgetown College?
Georgetown College: $14,095/yr net price after aid versus $18,851/yr at University of Kentucky — a difference of $4,756 a year, or about $19,024 over four years.
Do University of Kentucky or Georgetown College graduates earn more?
University of Kentucky graduates earn a median $59,025 ten years after entry, versus $52,074 at Georgetown College — a $6,951 gap. This blends every major, so a specific field can flip it.