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University of Maryland-Baltimore County vs Capitol Technology University: which has better ROI?

Public, Baltimore MD · vs · Private nonprofit, Laurel MD

The verdict

Capitol Technology University has the better ROI: it clears its 4-year net cost of $88,408 in 2.4 years versus 3 years at University of Maryland-Baltimore County, on median earnings of $85,035 vs $69,960 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureUniversity of Maryland-Baltimore CountyCapitol Technology University
Net price / yr$16,467$22,102
Total net cost$65,868$88,408
Median earnings, 10 yrs$69,960$85,035
Median debt$19,500$20,264
Payback3 yrs2.4 yrs
20-year net return$366,132$645,092

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, University of Maryland-Baltimore County or Capitol Technology University?

University of Maryland-Baltimore County, at $16,467 a year after aid versus $22,102 — a gap of $5,635 a year, or $22,540 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do University of Maryland-Baltimore County or Capitol Technology University graduates earn more?

Capitol Technology University graduates report a median $85,035 ten years after entry, $15,075 more than the $69,960 at University of Maryland-Baltimore County. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, University of Maryland-Baltimore County or Capitol Technology University?

University of Maryland-Baltimore County: its completers carry a median $19,500 in federal loans versus $20,264 at Capitol Technology University, a difference of $764. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

70% of students finish at University of Maryland-Baltimore County, against 43% at Capitol Technology University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

University of Maryland-Baltimore County vs Capitol Technology University: frequently asked questions

Is University of Maryland-Baltimore County or Capitol Technology University a better value?
Capitol Technology University. It clears its $88,408 net cost in about 2.4 years versus 3 years at University of Maryland-Baltimore County, on median earnings of $85,035 vs $69,960 ten years out.
Which is cheaper, University of Maryland-Baltimore County or Capitol Technology University?
University of Maryland-Baltimore County: $16,467/yr net price after aid versus $22,102/yr at Capitol Technology University — a difference of $5,635 a year, or about $22,540 over four years.
Do University of Maryland-Baltimore County or Capitol Technology University graduates earn more?
Capitol Technology University graduates earn a median $85,035 ten years after entry, versus $69,960 at University of Maryland-Baltimore County — a $15,075 gap. This blends every major, so a specific field can flip it.