University of Maryland-Baltimore County vs Loyola University Maryland: which has better ROI?
University of Maryland-Baltimore County has the better ROI: it clears its 4-year net cost of $65,868 in 3 years versus 3.6 years at Loyola University Maryland, on median earnings of $69,960 vs $82,652 ten years out. (Scorecard, 2026 · our math.)
| Measure | University of Maryland-Baltimore County | Loyola University Maryland |
|---|---|---|
| Net price / yr | $16,467 | $30,574 |
| Total net cost | $65,868 | $122,296 |
| Median earnings, 10 yrs | $69,960 | $82,652 |
| Median debt | $19,500 | $27,000 |
| Payback | 3 yrs | 3.6 yrs |
| 20-year net return | $366,132 | $563,544 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, University of Maryland-Baltimore County or Loyola University Maryland?
University of Maryland-Baltimore County, at $16,467 a year after aid versus $30,574 — a gap of $14,107 a year, or $56,428 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do University of Maryland-Baltimore County or Loyola University Maryland graduates earn more?
Loyola University Maryland graduates report a median $82,652 ten years after entry, $12,692 more than the $69,960 at University of Maryland-Baltimore County. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, University of Maryland-Baltimore County or Loyola University Maryland?
University of Maryland-Baltimore County: its completers carry a median $19,500 in federal loans versus $27,000 at Loyola University Maryland, a difference of $7,500. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
79% of students finish at Loyola University Maryland, against 70% at University of Maryland-Baltimore County. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.