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University of Maryland-Baltimore County vs Morgan State University: which has better ROI?

Public, Baltimore MD · vs · Public, Baltimore MD

The verdict

University of Maryland-Baltimore County has the better ROI: it clears its 4-year net cost of $65,868 in 3 years versus 25.6 years at Morgan State University, on median earnings of $69,960 vs $50,698 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureUniversity of Maryland-Baltimore CountyMorgan State University
Net price / yr$16,467$14,985
Total net cost$65,868$59,940
Median earnings, 10 yrs$69,960$50,698
Median debt$19,500$27,250
Payback3 yrs25.6 yrs
20-year net return$366,132-$13,180

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, University of Maryland-Baltimore County or Morgan State University?

Morgan State University, at $14,985 a year after aid versus $16,467 — a gap of $1,482 a year, or $5,928 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do University of Maryland-Baltimore County or Morgan State University graduates earn more?

University of Maryland-Baltimore County graduates report a median $69,960 ten years after entry, $19,262 more than the $50,698 at Morgan State University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, University of Maryland-Baltimore County or Morgan State University?

University of Maryland-Baltimore County: its completers carry a median $19,500 in federal loans versus $27,250 at Morgan State University, a difference of $7,750. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

70% of students finish at University of Maryland-Baltimore County, against 41% at Morgan State University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

University of Maryland-Baltimore County vs Morgan State University: frequently asked questions

Is University of Maryland-Baltimore County or Morgan State University a better value?
University of Maryland-Baltimore County. It clears its $65,868 net cost in about 3 years versus 25.6 years at Morgan State University, on median earnings of $69,960 vs $50,698 ten years out.
Which is cheaper, University of Maryland-Baltimore County or Morgan State University?
Morgan State University: $14,985/yr net price after aid versus $16,467/yr at University of Maryland-Baltimore County — a difference of $1,482 a year, or about $5,928 over four years.
Do University of Maryland-Baltimore County or Morgan State University graduates earn more?
University of Maryland-Baltimore County graduates earn a median $69,960 ten years after entry, versus $50,698 at Morgan State University — a $19,262 gap. This blends every major, so a specific field can flip it.