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University of Michigan-Ann Arbor vs University of Detroit Mercy: which has better ROI?

Public, Ann Arbor MI · vs · Private nonprofit, Detroit MI

The verdict

University of Michigan-Ann Arbor has the better ROI: it clears its 4-year net cost of $52,552 in 1.5 years versus 2.7 years at University of Detroit Mercy, on median earnings of $83,648 vs $71,030 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureUniversity of Michigan-Ann ArborUniversity of Detroit Mercy
Net price / yr$13,138$15,232
Total net cost$52,552$60,928
Median earnings, 10 yrs$83,648$71,030
Median debt$19,500$23,250
Payback1.5 yrs2.7 yrs
20-year net return$653,208$392,472

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, University of Michigan-Ann Arbor or University of Detroit Mercy?

University of Michigan-Ann Arbor, at $13,138 a year after aid versus $15,232 — a gap of $2,094 a year, or $8,376 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do University of Michigan-Ann Arbor or University of Detroit Mercy graduates earn more?

University of Michigan-Ann Arbor graduates report a median $83,648 ten years after entry, $12,618 more than the $71,030 at University of Detroit Mercy. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, University of Michigan-Ann Arbor or University of Detroit Mercy?

University of Michigan-Ann Arbor: its completers carry a median $19,500 in federal loans versus $23,250 at University of Detroit Mercy, a difference of $3,750. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

93% of students finish at University of Michigan-Ann Arbor, against 67% at University of Detroit Mercy. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

University of Michigan-Ann Arbor vs University of Detroit Mercy: frequently asked questions

Is University of Michigan-Ann Arbor or University of Detroit Mercy a better value?
University of Michigan-Ann Arbor. It clears its $52,552 net cost in about 1.5 years versus 2.7 years at University of Detroit Mercy, on median earnings of $83,648 vs $71,030 ten years out.
Which is cheaper, University of Michigan-Ann Arbor or University of Detroit Mercy?
University of Michigan-Ann Arbor: $13,138/yr net price after aid versus $15,232/yr at University of Detroit Mercy — a difference of $2,094 a year, or about $8,376 over four years.
Do University of Michigan-Ann Arbor or University of Detroit Mercy graduates earn more?
University of Michigan-Ann Arbor graduates earn a median $83,648 ten years after entry, versus $71,030 at University of Detroit Mercy — a $12,618 gap. This blends every major, so a specific field can flip it.