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University of Michigan-Ann Arbor vs University of Michigan-Dearborn: which has better ROI?

Public, Ann Arbor MI · vs · Public, Dearborn MI

The verdict

University of Michigan-Ann Arbor has the better ROI: it clears its 4-year net cost of $52,552 in 1.5 years versus 3.4 years at University of Michigan-Dearborn, on median earnings of $83,648 vs $59,649 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureUniversity of Michigan-Ann ArborUniversity of Michigan-Dearborn
Net price / yr$13,138$9,492
Total net cost$52,552$37,968
Median earnings, 10 yrs$83,648$59,649
Median debt$19,500$22,500
Payback1.5 yrs3.4 yrs
20-year net return$653,208$187,812

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, University of Michigan-Ann Arbor or University of Michigan-Dearborn?

University of Michigan-Dearborn, at $9,492 a year after aid versus $13,138 — a gap of $3,646 a year, or $14,584 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do University of Michigan-Ann Arbor or University of Michigan-Dearborn graduates earn more?

University of Michigan-Ann Arbor graduates report a median $83,648 ten years after entry, $23,999 more than the $59,649 at University of Michigan-Dearborn. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, University of Michigan-Ann Arbor or University of Michigan-Dearborn?

University of Michigan-Ann Arbor: its completers carry a median $19,500 in federal loans versus $22,500 at University of Michigan-Dearborn, a difference of $3,000. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

93% of students finish at University of Michigan-Ann Arbor, against 58% at University of Michigan-Dearborn. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

University of Michigan-Ann Arbor vs University of Michigan-Dearborn: frequently asked questions

Is University of Michigan-Ann Arbor or University of Michigan-Dearborn a better value?
University of Michigan-Ann Arbor. It clears its $52,552 net cost in about 1.5 years versus 3.4 years at University of Michigan-Dearborn, on median earnings of $83,648 vs $59,649 ten years out.
Which is cheaper, University of Michigan-Ann Arbor or University of Michigan-Dearborn?
University of Michigan-Dearborn: $9,492/yr net price after aid versus $13,138/yr at University of Michigan-Ann Arbor — a difference of $3,646 a year, or about $14,584 over four years.
Do University of Michigan-Ann Arbor or University of Michigan-Dearborn graduates earn more?
University of Michigan-Ann Arbor graduates earn a median $83,648 ten years after entry, versus $59,649 at University of Michigan-Dearborn — a $23,999 gap. This blends every major, so a specific field can flip it.