University of Missouri-Columbia vs Saint Louis Community College: which has better ROI?
University of Missouri-Columbia has the better ROI: it clears its 4-year net cost of $81,072 in 5.4 years versus not at all at Saint Louis Community College, on median earnings of $63,403 vs $35,325 ten years out. (Scorecard, 2026 · our math.)
| Measure | University of Missouri-Columbia | Saint Louis Community College |
|---|---|---|
| Net price / yr | $20,268 | $8,440 |
| Total net cost | $81,072 | $16,880 |
| Median earnings, 10 yrs | $63,403 | $35,325 |
| Median debt | $20,500 | $6,725 |
| Payback | 5.4 yrs | — |
| 20-year net return | $219,788 | -$277,580 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, University of Missouri-Columbia or Saint Louis Community College?
Saint Louis Community College, at $8,440 a year after aid versus $20,268 — a gap of $11,828 a year, or $64,192 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do University of Missouri-Columbia or Saint Louis Community College graduates earn more?
University of Missouri-Columbia graduates report a median $63,403 ten years after entry, $28,078 more than the $35,325 at Saint Louis Community College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, University of Missouri-Columbia or Saint Louis Community College?
Saint Louis Community College: its completers carry a median $6,725 in federal loans versus $20,500 at University of Missouri-Columbia, a difference of $13,775. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
75% of students finish at University of Missouri-Columbia, against 21% at Saint Louis Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.