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University of Missouri-St Louis vs Truman State University: which has better ROI?

Public, Saint Louis MO · vs · Public, Kirksville MO

The verdict

Truman State University has the better ROI: it clears its 4-year net cost of $51,120 in 6.5 years versus 12.9 years at University of Missouri-St Louis, on median earnings of $56,280 vs $53,037 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureUniversity of Missouri-St LouisTruman State University
Net price / yr$15,071$12,780
Total net cost$60,284$51,120
Median earnings, 10 yrs$53,037$56,280
Median debt$20,000$21,000
Payback12.9 yrs6.5 yrs
20-year net return$33,256$107,280

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, University of Missouri-St Louis or Truman State University?

Truman State University, at $12,780 a year after aid versus $15,071 — a gap of $2,291 a year, or $9,164 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do University of Missouri-St Louis or Truman State University graduates earn more?

Truman State University graduates report a median $56,280 ten years after entry, $3,243 more than the $53,037 at University of Missouri-St Louis. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, University of Missouri-St Louis or Truman State University?

University of Missouri-St Louis: its completers carry a median $20,000 in federal loans versus $21,000 at Truman State University, a difference of $1,000. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

69% of students finish at Truman State University, against 57% at University of Missouri-St Louis. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

University of Missouri-St Louis vs Truman State University: frequently asked questions

Is University of Missouri-St Louis or Truman State University a better value?
Truman State University. It clears its $51,120 net cost in about 6.5 years versus 12.9 years at University of Missouri-St Louis, on median earnings of $56,280 vs $53,037 ten years out.
Which is cheaper, University of Missouri-St Louis or Truman State University?
Truman State University: $12,780/yr net price after aid versus $15,071/yr at University of Missouri-St Louis — a difference of $2,291 a year, or about $9,164 over four years.
Do University of Missouri-St Louis or Truman State University graduates earn more?
Truman State University graduates earn a median $56,280 ten years after entry, versus $53,037 at University of Missouri-St Louis — a $3,243 gap. This blends every major, so a specific field can flip it.