University of North Texas vs Texas A&M University-San Antonio: which has better ROI?
University of North Texas has the better ROI: it clears its 4-year net cost of $62,596 in 7.2 years versus 7.5 years at Texas A&M University-San Antonio, on median earnings of $57,010 vs $54,338 ten years out. (Scorecard, 2026 · our math.)
| Measure | University of North Texas | Texas A&M University-San Antonio |
|---|---|---|
| Net price / yr | $15,649 | $11,196 |
| Total net cost | $62,596 | $44,784 |
| Median earnings, 10 yrs | $57,010 | $54,338 |
| Median debt | $19,250 | $18,401 |
| Payback | 7.2 yrs | 7.5 yrs |
| 20-year net return | $110,404 | $74,776 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, University of North Texas or Texas A&M University-San Antonio?
Texas A&M University-San Antonio, at $11,196 a year after aid versus $15,649 — a gap of $4,453 a year, or $17,812 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do University of North Texas or Texas A&M University-San Antonio graduates earn more?
University of North Texas graduates report a median $57,010 ten years after entry, $2,672 more than the $54,338 at Texas A&M University-San Antonio. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, University of North Texas or Texas A&M University-San Antonio?
Texas A&M University-San Antonio: its completers carry a median $18,401 in federal loans versus $19,250 at University of North Texas, a difference of $849. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
61% of students finish at University of North Texas, against 40% at Texas A&M University-San Antonio. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.