Degree Dividend
Sourced from federal dataEvery figure datedNo rankings for sale

University of North Texas vs Texas Christian University: which has better ROI?

Public, Denton TX · vs · Private nonprofit, Fort Worth TX

The verdict

University of North Texas has the better ROI: it clears its 4-year net cost of $62,596 in 7.2 years versus 7.3 years at Texas Christian University, on median earnings of $57,010 vs $68,424 ten years out. (Scorecard, 2026 · our math.)

Share
Head to head
MeasureUniversity of North TexasTexas Christian University
Net price / yr$15,649$36,660
Total net cost$62,596$146,640
Median earnings, 10 yrs$57,010$68,424
Median debt$19,250$21,500
Payback7.2 yrs7.3 yrs
20-year net return$110,404$254,640

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, University of North Texas or Texas Christian University?

University of North Texas, at $15,649 a year after aid versus $36,660 — a gap of $21,011 a year, or $84,044 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do University of North Texas or Texas Christian University graduates earn more?

Texas Christian University graduates report a median $68,424 ten years after entry, $11,414 more than the $57,010 at University of North Texas. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, University of North Texas or Texas Christian University?

University of North Texas: its completers carry a median $19,250 in federal loans versus $21,500 at Texas Christian University, a difference of $2,250. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

86% of students finish at Texas Christian University, against 61% at University of North Texas. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

University of North Texas vs Texas Christian University: frequently asked questions

Is University of North Texas or Texas Christian University a better value?
University of North Texas. It clears its $62,596 net cost in about 7.2 years versus 7.3 years at Texas Christian University, on median earnings of $57,010 vs $68,424 ten years out.
Which is cheaper, University of North Texas or Texas Christian University?
University of North Texas: $15,649/yr net price after aid versus $36,660/yr at Texas Christian University — a difference of $21,011 a year, or about $84,044 over four years.
Do University of North Texas or Texas Christian University graduates earn more?
Texas Christian University graduates earn a median $68,424 ten years after entry, versus $57,010 at University of North Texas — a $11,414 gap. This blends every major, so a specific field can flip it.