University of Puerto Rico-Arecibo vs Albizu University-San Juan: which has better ROI?
Neither clears its cost on institution-wide earnings, but Albizu University-San Juan comes closer — median earnings $41,544 against a $38,928 total, vs $30,512 at University of Puerto Rico-Arecibo. (Scorecard, 2026 · our math.)
| Measure | University of Puerto Rico-Arecibo | Albizu University-San Juan |
|---|---|---|
| Net price / yr | $10,680 | $9,732 |
| Total net cost | $42,720 | $38,928 |
| Median earnings, 10 yrs | $30,512 | $41,544 |
| Median debt | $4,500 | $5,500 |
| Payback | — | — |
| 20-year net return | -$399,680 | -$175,248 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, University of Puerto Rico-Arecibo or Albizu University-San Juan?
Albizu University-San Juan, at $9,732 a year after aid versus $10,680 — a gap of $948 a year, or $3,792 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do University of Puerto Rico-Arecibo or Albizu University-San Juan graduates earn more?
Albizu University-San Juan graduates report a median $41,544 ten years after entry, $11,032 more than the $30,512 at University of Puerto Rico-Arecibo. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, University of Puerto Rico-Arecibo or Albizu University-San Juan?
University of Puerto Rico-Arecibo: its completers carry a median $4,500 in federal loans versus $5,500 at Albizu University-San Juan, a difference of $1,000. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
67% of students finish at Albizu University-San Juan, against 52% at University of Puerto Rico-Arecibo. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.