Degree Dividend
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University of Puerto Rico at Ponce vs Albizu University-San Juan: which has better ROI?

Public, Ponce PR · vs · Private nonprofit, San Juan PR

The verdict

Neither clears its cost on institution-wide earnings, but Albizu University-San Juan comes closer — median earnings $41,544 against a $38,928 total, vs $31,394 at University of Puerto Rico at Ponce. (Scorecard, 2026 · our math.)

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Head to head
MeasureUniversity of Puerto Rico at PonceAlbizu University-San Juan
Net price / yr$10,990$9,732
Total net cost$43,960$38,928
Median earnings, 10 yrs$31,394$41,544
Median debt$5,500$5,500
Payback
20-year net return-$383,280-$175,248

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, University of Puerto Rico at Ponce or Albizu University-San Juan?

Albizu University-San Juan, at $9,732 a year after aid versus $10,990 — a gap of $1,258 a year, or $5,032 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do University of Puerto Rico at Ponce or Albizu University-San Juan graduates earn more?

Albizu University-San Juan graduates report a median $41,544 ten years after entry, $10,150 more than the $31,394 at University of Puerto Rico at Ponce. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, University of Puerto Rico at Ponce or Albizu University-San Juan?

Completers at both borrow a median $5,500, so neither school has the debt advantage. That figure covers federal loans of students who finished — borrowers who leave early are not counted, and private loans sit outside it.

Which graduates more of its students?

67% of students finish at Albizu University-San Juan, against 46% at University of Puerto Rico at Ponce. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

University of Puerto Rico at Ponce vs Albizu University-San Juan: frequently asked questions

Is University of Puerto Rico at Ponce or Albizu University-San Juan a better value?
Albizu University-San Juan comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, University of Puerto Rico at Ponce or Albizu University-San Juan?
Albizu University-San Juan: $9,732/yr net price after aid versus $10,990/yr at University of Puerto Rico at Ponce — a difference of $1,258 a year, or about $5,032 over four years.
Do University of Puerto Rico at Ponce or Albizu University-San Juan graduates earn more?
Albizu University-San Juan graduates earn a median $41,544 ten years after entry, versus $31,394 at University of Puerto Rico at Ponce — a $10,150 gap. This blends every major, so a specific field can flip it.