University of Puerto Rico-Carolina vs Albizu University-San Juan: which has better ROI?
Neither clears its cost on institution-wide earnings, but Albizu University-San Juan comes closer — median earnings $41,544 against a $38,928 total, vs $30,626 at University of Puerto Rico-Carolina. (Scorecard, 2026 · our math.)
| Measure | University of Puerto Rico-Carolina | Albizu University-San Juan |
|---|---|---|
| Net price / yr | $12,945 | $9,732 |
| Total net cost | $51,780 | $38,928 |
| Median earnings, 10 yrs | $30,626 | $41,544 |
| Median debt | $5,500 | $5,500 |
| Payback | — | — |
| 20-year net return | -$406,460 | -$175,248 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, University of Puerto Rico-Carolina or Albizu University-San Juan?
Albizu University-San Juan, at $9,732 a year after aid versus $12,945 — a gap of $3,213 a year, or $12,852 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do University of Puerto Rico-Carolina or Albizu University-San Juan graduates earn more?
Albizu University-San Juan graduates report a median $41,544 ten years after entry, $10,918 more than the $30,626 at University of Puerto Rico-Carolina. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, University of Puerto Rico-Carolina or Albizu University-San Juan?
Completers at both borrow a median $5,500, so neither school has the debt advantage. That figure covers federal loans of students who finished — borrowers who leave early are not counted, and private loans sit outside it.
Which graduates more of its students?
67% of students finish at Albizu University-San Juan, against 37% at University of Puerto Rico-Carolina. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.