Degree Dividend
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University of San Diego vs Chamberlain University-California: which has better ROI?

Private nonprofit, San Diego CA · vs · Private for-profit, Rancho Cordova CA

The verdict

University of San Diego has the better ROI: it clears its 4-year net cost of $121,460 in 3.2 years versus 3.3 years at Chamberlain University-California, on median earnings of $86,522 vs $92,405 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureUniversity of San DiegoChamberlain University-California
Net price / yr$30,365$36,559
Total net cost$121,460$146,236
Median earnings, 10 yrs$86,522$92,405
Median debt$22,940$20,919
Payback3.2 yrs3.3 yrs
20-year net return$641,780$734,664

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, University of San Diego or Chamberlain University-California?

University of San Diego, at $30,365 a year after aid versus $36,559 — a gap of $6,194 a year, or $24,776 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do University of San Diego or Chamberlain University-California graduates earn more?

Chamberlain University-California graduates report a median $92,405 ten years after entry, $5,883 more than the $86,522 at University of San Diego. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, University of San Diego or Chamberlain University-California?

Chamberlain University-California: its completers carry a median $20,919 in federal loans versus $22,940 at University of San Diego, a difference of $2,021. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

University of San Diego vs Chamberlain University-California: frequently asked questions

Is University of San Diego or Chamberlain University-California a better value?
University of San Diego. It clears its $121,460 net cost in about 3.2 years versus 3.3 years at Chamberlain University-California, on median earnings of $86,522 vs $92,405 ten years out.
Which is cheaper, University of San Diego or Chamberlain University-California?
University of San Diego: $30,365/yr net price after aid versus $36,559/yr at Chamberlain University-California — a difference of $6,194 a year, or about $24,776 over four years.
Do University of San Diego or Chamberlain University-California graduates earn more?
Chamberlain University-California graduates earn a median $92,405 ten years after entry, versus $86,522 at University of San Diego — a $5,883 gap. This blends every major, so a specific field can flip it.