University of Southern Indiana vs Calumet College of Saint Joseph: which has better ROI?
Neither clears its cost on institution-wide earnings, but University of Southern Indiana comes closer — median earnings $47,605 against a $51,692 total, vs $46,945 at Calumet College of Saint Joseph. (Scorecard, 2026 · our math.)
| Measure | University of Southern Indiana | Calumet College of Saint Joseph |
|---|---|---|
| Net price / yr | $12,923 | $22,451 |
| Total net cost | $51,692 | $89,804 |
| Median earnings, 10 yrs | $47,605 | $46,945 |
| Median debt | $20,105 | $21,534 |
| Payback | — | — |
| 20-year net return | -$66,792 | -$118,104 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, University of Southern Indiana or Calumet College of Saint Joseph?
University of Southern Indiana, at $12,923 a year after aid versus $22,451 — a gap of $9,528 a year, or $38,112 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do University of Southern Indiana or Calumet College of Saint Joseph graduates earn more?
University of Southern Indiana graduates report a median $47,605 ten years after entry, $660 more than the $46,945 at Calumet College of Saint Joseph. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, University of Southern Indiana or Calumet College of Saint Joseph?
University of Southern Indiana: its completers carry a median $20,105 in federal loans versus $21,534 at Calumet College of Saint Joseph, a difference of $1,429. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
48% of students finish at University of Southern Indiana, against 23% at Calumet College of Saint Joseph. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.