University of Southern Indiana vs Grace College and Theological Seminary: which has better ROI?
Neither clears its cost on institution-wide earnings, but University of Southern Indiana comes closer — median earnings $47,605 against a $51,692 total, vs $45,411 at Grace College and Theological Seminary. (Scorecard, 2026 · our math.)
| Measure | University of Southern Indiana | Grace College and Theological Seminary |
|---|---|---|
| Net price / yr | $12,923 | $19,932 |
| Total net cost | $51,692 | $79,728 |
| Median earnings, 10 yrs | $47,605 | $45,411 |
| Median debt | $20,105 | $19,500 |
| Payback | — | — |
| 20-year net return | -$66,792 | -$138,708 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, University of Southern Indiana or Grace College and Theological Seminary?
University of Southern Indiana, at $12,923 a year after aid versus $19,932 — a gap of $7,009 a year, or $28,036 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do University of Southern Indiana or Grace College and Theological Seminary graduates earn more?
University of Southern Indiana graduates report a median $47,605 ten years after entry, $2,194 more than the $45,411 at Grace College and Theological Seminary. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, University of Southern Indiana or Grace College and Theological Seminary?
Grace College and Theological Seminary: its completers carry a median $19,500 in federal loans versus $20,105 at University of Southern Indiana, a difference of $605. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
69% of students finish at Grace College and Theological Seminary, against 48% at University of Southern Indiana. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.