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University of the Cumberlands vs Ashland Community and Technical College: which has better ROI?

Private nonprofit, Williamsburg KY · vs · Public, Ashland KY

The verdict

Neither clears its cost on institution-wide earnings, but University of the Cumberlands comes closer — median earnings $45,036 against a $56,428 total, vs $34,504 at Ashland Community and Technical College. (Scorecard, 2026 · our math.)

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Head to head
MeasureUniversity of the CumberlandsAshland Community and Technical College
Net price / yr$14,107$5,717
Total net cost$56,428$22,868
Median earnings, 10 yrs$45,036$34,504
Median debt$14,911$10,950
Payback
20-year net return-$122,908-$299,988

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, University of the Cumberlands or Ashland Community and Technical College?

Ashland Community and Technical College, at $5,717 a year after aid versus $14,107 — a gap of $8,390 a year, or $33,560 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do University of the Cumberlands or Ashland Community and Technical College graduates earn more?

University of the Cumberlands graduates report a median $45,036 ten years after entry, $10,532 more than the $34,504 at Ashland Community and Technical College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, University of the Cumberlands or Ashland Community and Technical College?

Ashland Community and Technical College: its completers carry a median $10,950 in federal loans versus $14,911 at University of the Cumberlands, a difference of $3,961. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

51% of students finish at Ashland Community and Technical College, against 50% at University of the Cumberlands. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

University of the Cumberlands vs Ashland Community and Technical College: frequently asked questions

Is University of the Cumberlands or Ashland Community and Technical College a better value?
University of the Cumberlands comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, University of the Cumberlands or Ashland Community and Technical College?
Ashland Community and Technical College: $5,717/yr net price after aid versus $14,107/yr at University of the Cumberlands — a difference of $8,390 a year, or about $33,560 over four years.
Do University of the Cumberlands or Ashland Community and Technical College graduates earn more?
University of the Cumberlands graduates earn a median $45,036 ten years after entry, versus $34,504 at Ashland Community and Technical College — a $10,532 gap. This blends every major, so a specific field can flip it.