University of the Cumberlands vs ATA College: which has better ROI?
Neither clears its cost on institution-wide earnings, but University of the Cumberlands comes closer — median earnings $45,036 against a $56,428 total, vs $34,577 at ATA College. (Scorecard, 2026 · our math.)
| Measure | University of the Cumberlands | ATA College |
|---|---|---|
| Net price / yr | $14,107 | $28,611 |
| Total net cost | $56,428 | $57,222 |
| Median earnings, 10 yrs | $45,036 | $34,577 |
| Median debt | $14,911 | $21,030 |
| Payback | — | — |
| 20-year net return | -$122,908 | -$332,882 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, University of the Cumberlands or ATA College?
University of the Cumberlands, at $14,107 a year after aid versus $28,611 — a gap of $14,504 a year, or $794 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do University of the Cumberlands or ATA College graduates earn more?
University of the Cumberlands graduates report a median $45,036 ten years after entry, $10,459 more than the $34,577 at ATA College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, University of the Cumberlands or ATA College?
University of the Cumberlands: its completers carry a median $14,911 in federal loans versus $21,030 at ATA College, a difference of $6,119. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
50% of students finish at University of the Cumberlands, against 46% at ATA College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.