University of Toledo vs Franciscan University of Steubenville: which has better ROI?
University of Toledo has the better ROI: it clears its 4-year net cost of $68,996 in 30.4 years versus 56.5 years at Franciscan University of Steubenville, on median earnings of $50,632 vs $50,030 ten years out. (Scorecard, 2026 · our math.)
| Measure | University of Toledo | Franciscan University of Steubenville |
|---|---|---|
| Net price / yr | $17,249 | $23,589 |
| Total net cost | $68,996 | $94,356 |
| Median earnings, 10 yrs | $50,632 | $50,030 |
| Median debt | $22,250 | $23,384 |
| Payback | 30.4 yrs | 56.5 yrs |
| 20-year net return | -$23,556 | -$60,956 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, University of Toledo or Franciscan University of Steubenville?
University of Toledo, at $17,249 a year after aid versus $23,589 — a gap of $6,340 a year, or $25,360 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do University of Toledo or Franciscan University of Steubenville graduates earn more?
University of Toledo graduates report a median $50,632 ten years after entry, $602 more than the $50,030 at Franciscan University of Steubenville. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, University of Toledo or Franciscan University of Steubenville?
University of Toledo: its completers carry a median $22,250 in federal loans versus $23,384 at Franciscan University of Steubenville, a difference of $1,134. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
75% of students finish at Franciscan University of Steubenville, against 57% at University of Toledo. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.