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University of Toledo vs Franklin University: which has better ROI?

Public, Toledo OH · vs · Private nonprofit, Columbus OH

The verdict

Franklin University has the better ROI: it clears its 4-year net cost of $100,972 in 28.6 years versus 30.4 years at University of Toledo, on median earnings of $51,892 vs $50,632 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureUniversity of ToledoFranklin University
Net price / yr$17,249$25,243
Total net cost$68,996$100,972
Median earnings, 10 yrs$50,632$51,892
Median debt$22,250$20,836
Payback30.4 yrs28.6 yrs
20-year net return-$23,556-$30,332

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, University of Toledo or Franklin University?

University of Toledo, at $17,249 a year after aid versus $25,243 — a gap of $7,994 a year, or $31,976 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do University of Toledo or Franklin University graduates earn more?

Franklin University graduates report a median $51,892 ten years after entry, $1,260 more than the $50,632 at University of Toledo. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, University of Toledo or Franklin University?

Franklin University: its completers carry a median $20,836 in federal loans versus $22,250 at University of Toledo, a difference of $1,414. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

57% of students finish at University of Toledo, against 11% at Franklin University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

University of Toledo vs Franklin University: frequently asked questions

Is University of Toledo or Franklin University a better value?
Franklin University. It clears its $100,972 net cost in about 28.6 years versus 30.4 years at University of Toledo, on median earnings of $51,892 vs $50,632 ten years out.
Which is cheaper, University of Toledo or Franklin University?
University of Toledo: $17,249/yr net price after aid versus $25,243/yr at Franklin University — a difference of $7,994 a year, or about $31,976 over four years.
Do University of Toledo or Franklin University graduates earn more?
Franklin University graduates earn a median $51,892 ten years after entry, versus $50,632 at University of Toledo — a $1,260 gap. This blends every major, so a specific field can flip it.