University of Toledo vs Wright State University-Lake Campus: which has better ROI?
University of Toledo has the better ROI: it clears its 4-year net cost of $68,996 in 30.4 years versus 38.9 years at Wright State University-Lake Campus, on median earnings of $50,632 vs $49,500 ten years out. (Scorecard, 2026 · our math.)
| Measure | University of Toledo | Wright State University-Lake Campus |
|---|---|---|
| Net price / yr | $17,249 | $11,081 |
| Total net cost | $68,996 | $44,324 |
| Median earnings, 10 yrs | $50,632 | $49,500 |
| Median debt | $22,250 | $22,750 |
| Payback | 30.4 yrs | 38.9 yrs |
| 20-year net return | -$23,556 | -$21,524 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, University of Toledo or Wright State University-Lake Campus?
Wright State University-Lake Campus, at $11,081 a year after aid versus $17,249 — a gap of $6,168 a year, or $24,672 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do University of Toledo or Wright State University-Lake Campus graduates earn more?
University of Toledo graduates report a median $50,632 ten years after entry, $1,132 more than the $49,500 at Wright State University-Lake Campus. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, University of Toledo or Wright State University-Lake Campus?
University of Toledo: its completers carry a median $22,250 in federal loans versus $22,750 at Wright State University-Lake Campus, a difference of $500. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
57% of students finish at University of Toledo, against 41% at Wright State University-Lake Campus. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.