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University of Toledo vs Wright State University-Main Campus: which has better ROI?

Public, Toledo OH · vs · Public, Dayton OH

The verdict

University of Toledo has the better ROI: it clears its 4-year net cost of $68,996 in 30.4 years versus 54.1 years at Wright State University-Main Campus, on median earnings of $50,632 vs $49,500 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureUniversity of ToledoWright State University-Main Campus
Net price / yr$17,249$15,415
Total net cost$68,996$61,660
Median earnings, 10 yrs$50,632$49,500
Median debt$22,250$22,750
Payback30.4 yrs54.1 yrs
20-year net return-$23,556-$38,860

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, University of Toledo or Wright State University-Main Campus?

Wright State University-Main Campus, at $15,415 a year after aid versus $17,249 — a gap of $1,834 a year, or $7,336 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do University of Toledo or Wright State University-Main Campus graduates earn more?

University of Toledo graduates report a median $50,632 ten years after entry, $1,132 more than the $49,500 at Wright State University-Main Campus. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, University of Toledo or Wright State University-Main Campus?

University of Toledo: its completers carry a median $22,250 in federal loans versus $22,750 at Wright State University-Main Campus, a difference of $500. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

57% of students finish at University of Toledo, against 42% at Wright State University-Main Campus. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

University of Toledo vs Wright State University-Main Campus: frequently asked questions

Is University of Toledo or Wright State University-Main Campus a better value?
University of Toledo. It clears its $68,996 net cost in about 30.4 years versus 54.1 years at Wright State University-Main Campus, on median earnings of $50,632 vs $49,500 ten years out.
Which is cheaper, University of Toledo or Wright State University-Main Campus?
Wright State University-Main Campus: $15,415/yr net price after aid versus $17,249/yr at University of Toledo — a difference of $1,834 a year, or about $7,336 over four years.
Do University of Toledo or Wright State University-Main Campus graduates earn more?
University of Toledo graduates earn a median $50,632 ten years after entry, versus $49,500 at Wright State University-Main Campus — a $1,132 gap. This blends every major, so a specific field can flip it.