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University of West Florida vs Palm Beach Atlantic University: which has better ROI?

Public, Pensacola FL · vs · Private nonprofit, West Palm Beach FL

The verdict

University of West Florida has the better ROI: it clears its 4-year net cost of $37,456 in 48.2 years versus 130.1 years at Palm Beach Atlantic University, on median earnings of $49,137 vs $49,232 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureUniversity of West FloridaPalm Beach Atlantic University
Net price / yr$9,364$28,354
Total net cost$37,456$113,416
Median earnings, 10 yrs$49,137$49,232
Median debt$16,624$22,500
Payback48.2 yrs130.1 yrs
20-year net return-$21,916-$95,976

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, University of West Florida or Palm Beach Atlantic University?

University of West Florida, at $9,364 a year after aid versus $28,354 — a gap of $18,990 a year, or $75,960 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do University of West Florida or Palm Beach Atlantic University graduates earn more?

Palm Beach Atlantic University graduates report a median $49,232 ten years after entry, $95 more than the $49,137 at University of West Florida. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, University of West Florida or Palm Beach Atlantic University?

University of West Florida: its completers carry a median $16,624 in federal loans versus $22,500 at Palm Beach Atlantic University, a difference of $5,876. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

59% of students finish at University of West Florida, against 55% at Palm Beach Atlantic University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

University of West Florida vs Palm Beach Atlantic University: frequently asked questions

Is University of West Florida or Palm Beach Atlantic University a better value?
University of West Florida. It clears its $37,456 net cost in about 48.2 years versus 130.1 years at Palm Beach Atlantic University, on median earnings of $49,137 vs $49,232 ten years out.
Which is cheaper, University of West Florida or Palm Beach Atlantic University?
University of West Florida: $9,364/yr net price after aid versus $28,354/yr at Palm Beach Atlantic University — a difference of $18,990 a year, or about $75,960 over four years.
Do University of West Florida or Palm Beach Atlantic University graduates earn more?
Palm Beach Atlantic University graduates earn a median $49,232 ten years after entry, versus $49,137 at University of West Florida — a $95 gap. This blends every major, so a specific field can flip it.