Degree Dividend
Sourced from federal dataEvery figure datedNo rankings for sale

Upper Iowa University vs University of Dubuque: which has better ROI?

Private nonprofit, Fayette IA · vs · Private nonprofit, Dubuque IA

The verdict

Upper Iowa University has the better ROI: it clears its 4-year net cost of $83,768 in 19 years versus 33.1 years at University of Dubuque, on median earnings of $52,766 vs $51,190 ten years out. (Scorecard, 2026 · our math.)

Share
Head to head
MeasureUpper Iowa UniversityUniversity of Dubuque
Net price / yr$20,942$23,386
Total net cost$83,768$93,544
Median earnings, 10 yrs$52,766$51,190
Median debt$25,000$25,750
Payback19 yrs33.1 yrs
20-year net return$4,352-$36,944

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Upper Iowa University or University of Dubuque?

Upper Iowa University, at $20,942 a year after aid versus $23,386 — a gap of $2,444 a year, or $9,776 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Upper Iowa University or University of Dubuque graduates earn more?

Upper Iowa University graduates report a median $52,766 ten years after entry, $1,576 more than the $51,190 at University of Dubuque. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Upper Iowa University or University of Dubuque?

Upper Iowa University: its completers carry a median $25,000 in federal loans versus $25,750 at University of Dubuque, a difference of $750. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

40% of students finish at University of Dubuque, against 34% at Upper Iowa University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Upper Iowa University vs University of Dubuque: frequently asked questions

Is Upper Iowa University or University of Dubuque a better value?
Upper Iowa University. It clears its $83,768 net cost in about 19 years versus 33.1 years at University of Dubuque, on median earnings of $52,766 vs $51,190 ten years out.
Which is cheaper, Upper Iowa University or University of Dubuque?
Upper Iowa University: $20,942/yr net price after aid versus $23,386/yr at University of Dubuque — a difference of $2,444 a year, or about $9,776 over four years.
Do Upper Iowa University or University of Dubuque graduates earn more?
Upper Iowa University graduates earn a median $52,766 ten years after entry, versus $51,190 at University of Dubuque — a $1,576 gap. This blends every major, so a specific field can flip it.