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Waldorf University vs University of Dubuque: which has better ROI?

Private nonprofit, Forest City IA · vs · Private nonprofit, Dubuque IA

The verdict

Waldorf University has the better ROI: it clears its 4-year net cost of $78,772 in 28.1 years versus 33.1 years at University of Dubuque, on median earnings of $51,165 vs $51,190 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureWaldorf UniversityUniversity of Dubuque
Net price / yr$19,693$23,386
Total net cost$78,772$93,544
Median earnings, 10 yrs$51,165$51,190
Median debt$18,752$25,750
Payback28.1 yrs33.1 yrs
20-year net return-$22,672-$36,944

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Waldorf University or University of Dubuque?

Waldorf University, at $19,693 a year after aid versus $23,386 — a gap of $3,693 a year, or $14,772 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Waldorf University or University of Dubuque graduates earn more?

University of Dubuque graduates report a median $51,190 ten years after entry, $25 more than the $51,165 at Waldorf University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Waldorf University or University of Dubuque?

Waldorf University: its completers carry a median $18,752 in federal loans versus $25,750 at University of Dubuque, a difference of $6,998. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

40% of students finish at University of Dubuque, against 21% at Waldorf University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Waldorf University vs University of Dubuque: frequently asked questions

Is Waldorf University or University of Dubuque a better value?
Waldorf University. It clears its $78,772 net cost in about 28.1 years versus 33.1 years at University of Dubuque, on median earnings of $51,165 vs $51,190 ten years out.
Which is cheaper, Waldorf University or University of Dubuque?
Waldorf University: $19,693/yr net price after aid versus $23,386/yr at University of Dubuque — a difference of $3,693 a year, or about $14,772 over four years.
Do Waldorf University or University of Dubuque graduates earn more?
University of Dubuque graduates earn a median $51,190 ten years after entry, versus $51,165 at Waldorf University — a $25 gap. This blends every major, so a specific field can flip it.