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Warren County Community College vs American Institute-Toms River: which has better ROI?

Public, Washington NJ · vs · Private for-profit, Toms River NJ

The verdict

Neither clears its cost on institution-wide earnings, but Warren County Community College comes closer — median earnings $43,359 against a $11,452 total, vs $28,710 at American Institute-Toms River. (Scorecard, 2026 · our math.)

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Head to head
MeasureWarren County Community CollegeAmerican Institute-Toms River
Net price / yr$5,726$19,781
Total net cost$11,452$79,124
Median earnings, 10 yrs$43,359$28,710
Median debt$9,300$11,979
Payback
20-year net return-$111,472-$472,124

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Warren County Community College or American Institute-Toms River?

Warren County Community College, at $5,726 a year after aid versus $19,781 — a gap of $14,055 a year, or $67,672 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Warren County Community College or American Institute-Toms River graduates earn more?

Warren County Community College graduates report a median $43,359 ten years after entry, $14,649 more than the $28,710 at American Institute-Toms River. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Warren County Community College or American Institute-Toms River?

Warren County Community College: its completers carry a median $9,300 in federal loans versus $11,979 at American Institute-Toms River, a difference of $2,679. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

55% of students finish at American Institute-Toms River, against 39% at Warren County Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Warren County Community College vs American Institute-Toms River: frequently asked questions

Is Warren County Community College or American Institute-Toms River a better value?
Warren County Community College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Warren County Community College or American Institute-Toms River?
Warren County Community College: $5,726/yr net price after aid versus $19,781/yr at American Institute-Toms River — a difference of $14,055 a year, or about $67,672 over four years.
Do Warren County Community College or American Institute-Toms River graduates earn more?
Warren County Community College graduates earn a median $43,359 ten years after entry, versus $28,710 at American Institute-Toms River — a $14,649 gap. This blends every major, so a specific field can flip it.