Degree Dividend
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William Woods University vs Cottey College: which has better ROI?

Private nonprofit, Fulton MO · vs · Private nonprofit, Nevada MO

The verdict

Neither clears its cost on institution-wide earnings, but William Woods University comes closer — median earnings $42,401 against a $106,276 total, vs $35,422 at Cottey College. (Scorecard, 2026 · our math.)

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Head to head
MeasureWilliam Woods UniversityCottey College
Net price / yr$26,569$13,805
Total net cost$106,276$55,220
Median earnings, 10 yrs$42,401$35,422
Median debt$21,983$19,043
Payback
20-year net return-$225,456-$313,980

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, William Woods University or Cottey College?

Cottey College, at $13,805 a year after aid versus $26,569 — a gap of $12,764 a year, or $51,056 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do William Woods University or Cottey College graduates earn more?

William Woods University graduates report a median $42,401 ten years after entry, $6,979 more than the $35,422 at Cottey College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, William Woods University or Cottey College?

Cottey College: its completers carry a median $19,043 in federal loans versus $21,983 at William Woods University, a difference of $2,940. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

56% of students finish at Cottey College, against 47% at William Woods University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

William Woods University vs Cottey College: frequently asked questions

Is William Woods University or Cottey College a better value?
William Woods University comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, William Woods University or Cottey College?
Cottey College: $13,805/yr net price after aid versus $26,569/yr at William Woods University — a difference of $12,764 a year, or about $51,056 over four years.
Do William Woods University or Cottey College graduates earn more?
William Woods University graduates earn a median $42,401 ten years after entry, versus $35,422 at Cottey College — a $6,979 gap. This blends every major, so a specific field can flip it.