Degree Dividend
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The cost of college in Texas — and what it pays back

Across the 213 Texas institutions we profile, the median net price — what students actually pay after grants and scholarships — is $19,359/yr, $2,457 above the $16,902 national median. Graduates earn a median $40,873 ten years after entry (below the $43,549 national median), and 71 of the 213 schools clear their full cost on institution-wide earnings. (Scorecard, 2026 · our math.)

$19,359
Median net price / yr
Scorecard, 2026
$40,873
Median earnings, 10 yrs
Scorecard, 2026
9.8 yrs
Median payback
Our math, 2026
71/213
Schools that pay back
Our math, 2026

How Texas's 213 colleges split by ROI verdict

Strong
14
Solid
22
Slow
20
Weak
157

Verdicts: payback under 5 / 10 / 20 / over 20 years (or none).

Best-value Texas colleges — fastest payback
CollegeNet price/yrEarnings 10yPayback
Rice University$13,370$89,7181.3 yrs
Chamberlain University-Texas$32,209$92,4052.9 yrs
The University of Texas at Austin$19,857$75,1213 yrs
Texas A&M University-College Station$21,315$72,0973.6 yrs
The University of Texas at Dallas$18,267$68,2273.7 yrs
Cheapest Texas colleges by net price
CollegeNet price/yrEarnings 10yPayback
College of Biblical Studies-Houston$672$39,260no payback
College of the Mainland$1,342$39,639no payback
Lamar State College-Orange$1,655$36,587no payback
South Texas College$1,751$36,788no payback
Lamar State College-Port Arthur$2,846$37,120no payback

How many Texas colleges actually pay for themselves?

71 of 213 — 33% of the Texas institutions we profile clear their full net cost on institution-wide earnings above the $48,360 high-school baseline. The rest need a high-paying major to pay off; the school average alone does not do it.

Do Texas graduates out-earn the national median?

Texas graduates report a median $40,873 ten years after entry, $2,676 below the $43,549 national median. Earnings track the local labour market and the mix of fields the state's colleges graduate, not the state border itself.

Frequently asked questions

How much does college cost in Texas?
The median net price across Texas colleges is $19,359/yr after aid — above the $16,902 national median. Sticker prices run far higher; net price is what the typical aided student actually pays.
Is college in Texas cheaper than the national average?
No — the median Texas net price of $19,359/yr runs about $2,457/yr above the $16,902 national median. Individual schools vary widely, so check each profile.
What do Texas college graduates earn?
A median $40,873 ten years after entry (College Scorecard), below the $43,549 national median.
Which Texas college pays for itself fastest?
Rice University — about 1.3 years to clear its $53,480 total net cost on earnings above the high-school baseline. The full ranking is on our best-colleges-in-texas page.