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Academy of Art University — ROI, Cost & Payback

Private for-profit · San Francisco, CA · 3,587 students

The verdict

Academy of Art University charges a net price of $40,613/yr after aid — a 4-year total of $162,452. Median earnings ten years after entry are $39,008, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)

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On institution-wide earnings, Academy of Art University does not clear its cost — it ranks #270 of 334 California colleges we track by ROI. The specific program you pick moves this more than the school average.

$40,613
Net price / yr
Scorecard, 2026
$39,008
Median earnings, 10 yrs
Scorecard, 2026
Payback
Our math, 2026
Admission rate
Scorecard, 2026
Academy of Art University: cost, earnings and payback
MeasureValueSource
Net price (after aid)$40,613/yrScorecard, 2026
Total net cost (4 yrs)$162,452our math
Median earnings, 10 yrs after entry$39,008Scorecard, 2026
Earnings premium over HS baseline-$9,352/yrour math
Median debt (completers)$31,000Scorecard, 2026
Paybackdoes not clearour math
20-year net return-$349,492our math

College Scorecard (2026 release), institution-level · payback and returns are our math.

The arithmetic, on Academy of Art University's own numbers. Net price $40,613 × 4 years = $162,452 total. Median earnings $39,008 fall $9,352 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $162,452 bill in about 16.2 years — the gap, not the price, is what blocks payback. Full method.

How much debt do Academy of Art University students graduate with?

A median $31,000 in federal loans among completers, or 79% of the $39,008 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.

What share of Academy of Art University students graduate?

34% finish their degree — 66% leave carrying the cost without the credential. Spread the $162,452 bill across that completion rate and the cohort pays $477,800 per graduate produced — our math, and the figure a payback number never shows.

Is Academy of Art University expensive compared with other California colleges?

Its $40,613 net price runs $20,708 above the $19,905 median across the 334 California colleges we profile, or $82,832 more across the full degree.

Academy of Art University: frequently asked questions

Is Academy of Art University worth the cost?
On institution-wide earnings, the degree does not clear its cost: graduates earn a median $39,008, at or below the $48,360 high-school baseline. The field you study matters far more here than the school average — a high-paying major can flip the math.
How long does a Academy of Art University degree take to pay off?
On institution-wide earnings it does not pay back, because median earnings sit at or below the $48,360 high-school baseline. A specific high-ROI program can still pay off.
How much does Academy of Art University cost after financial aid?
The median net price is $40,613/yr — about $162,452 over 4 years. That is what the typical aided student actually pays after grants and scholarships, not the published sticker price.
How does Academy of Art University compare to other California colleges?
It ranks #270 of 334 California colleges we track by payback. Its $39,008 median earnings trail the national median of $43,549, and its $40,613 net price is above the national median of $16,902.