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Academy of Art University vs American Career College-Ontario: which has better ROI?

Private for-profit, San Francisco CA · vs · Private for-profit, Ontario CA

The verdict

Neither clears its cost on institution-wide earnings, but American Career College-Ontario comes closer — median earnings $38,492 against a $133,724 total, vs $39,008 at Academy of Art University. (Scorecard, 2026 · our math.)

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Head to head
MeasureAcademy of Art UniversityAmerican Career College-Ontario
Net price / yr$40,613$33,431
Total net cost$162,452$133,724
Median earnings, 10 yrs$39,008$38,492
Median debt$31,000$9,500
Payback
20-year net return-$349,492-$331,084

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Academy of Art University or American Career College-Ontario?

American Career College-Ontario, at $33,431 a year after aid versus $40,613 — a gap of $7,182 a year, or $28,728 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Academy of Art University or American Career College-Ontario graduates earn more?

Academy of Art University graduates report a median $39,008 ten years after entry, $516 more than the $38,492 at American Career College-Ontario. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Academy of Art University or American Career College-Ontario?

American Career College-Ontario: its completers carry a median $9,500 in federal loans versus $31,000 at Academy of Art University, a difference of $21,500. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

66% of students finish at American Career College-Ontario, against 34% at Academy of Art University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Academy of Art University vs American Career College-Ontario: frequently asked questions

Is Academy of Art University or American Career College-Ontario a better value?
American Career College-Ontario comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Academy of Art University or American Career College-Ontario?
American Career College-Ontario: $33,431/yr net price after aid versus $40,613/yr at Academy of Art University — a difference of $7,182 a year, or about $28,728 over four years.
Do Academy of Art University or American Career College-Ontario graduates earn more?
Academy of Art University graduates earn a median $39,008 ten years after entry, versus $38,492 at American Career College-Ontario — a $516 gap. This blends every major, so a specific field can flip it.