American International College — ROI, Cost & Payback
American International College charges a net price of $23,274/yr after aid — a 4-year total of $93,096. Graduates earn a median $53,124 ten years after entry, $4,764/yr above the $48,360 high-school baseline, clearing the total in 19.5 years — a 20-year net return of $2,184, a slow but positive payback. (Scorecard, 2026 · our math.)
American International College's 19.5-year payback ranks #1,055 of 1,280 US colleges we track — better ROI than 18% of them, and #53 of 85 in Massachusetts.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $23,274/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $93,096 | our math |
| Median earnings, 10 yrs after entry | $53,124 | Scorecard, 2026 |
| Earnings premium over HS baseline | $4,764/yr | our math |
| Median debt (completers) | $27,000 | Scorecard, 2026 |
| Payback | 19.5 yrs | our math |
| 20-year net return | $2,184 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on American International College's own numbers. Net price $23,274 × 4 years = $93,096 total. Median earnings $53,124 − the $48,360 high-school baseline = $4,764 a year of premium. $93,096 ÷ $4,764 = 19.5 years to break even; twenty years of that premium minus the cost leaves $2,184. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do American International College students graduate with?
A median $27,000 in federal loans among completers, or 51% of the $53,124 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of American International College students graduate?
46% finish their degree — 54% leave carrying the cost without the credential. Spread the $93,096 bill across that completion rate and the cohort pays $202,383 per graduate produced — our math, and the figure a payback number never shows.
Is American International College expensive compared with other Massachusetts colleges?
Its $23,274 net price runs $1,609 below the $24,883 median across the 85 Massachusetts colleges we profile, and $6,436 less across the full degree.