American International College vs College of Our Lady of the Elms: which has better ROI?
American International College has the better ROI: it clears its 4-year net cost of $93,096 in 19.5 years versus 22.1 years at College of Our Lady of the Elms, on median earnings of $53,124 vs $51,540 ten years out. (Scorecard, 2026 · our math.)
| Measure | American International College | College of Our Lady of the Elms |
|---|---|---|
| Net price / yr | $23,274 | $17,545 |
| Total net cost | $93,096 | $70,180 |
| Median earnings, 10 yrs | $53,124 | $51,540 |
| Median debt | $27,000 | $25,000 |
| Payback | 19.5 yrs | 22.1 yrs |
| 20-year net return | $2,184 | -$6,580 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, American International College or College of Our Lady of the Elms?
College of Our Lady of the Elms, at $17,545 a year after aid versus $23,274 — a gap of $5,729 a year, or $22,916 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do American International College or College of Our Lady of the Elms graduates earn more?
American International College graduates report a median $53,124 ten years after entry, $1,584 more than the $51,540 at College of Our Lady of the Elms. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, American International College or College of Our Lady of the Elms?
College of Our Lady of the Elms: its completers carry a median $25,000 in federal loans versus $27,000 at American International College, a difference of $2,000. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
68% of students finish at College of Our Lady of the Elms, against 46% at American International College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.