College of Our Lady of the Elms — ROI, Cost & Payback
College of Our Lady of the Elms charges a net price of $17,545/yr after aid — a 4-year total of $70,180. Graduates earn a median $51,540 ten years after entry, $3,180/yr above the $48,360 high-school baseline, clearing the total in 22.1 years — a 20-year net return of $-6,580, a weak return — the cost is hard to justify on earnings alone. (Scorecard, 2026 · our math.)
College of Our Lady of the Elms's 22.1-year payback ranks #1,083 of 1,280 US colleges we track — better ROI than 15% of them, and #54 of 85 in Massachusetts.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $17,545/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $70,180 | our math |
| Median earnings, 10 yrs after entry | $51,540 | Scorecard, 2026 |
| Earnings premium over HS baseline | $3,180/yr | our math |
| Median debt (completers) | $25,000 | Scorecard, 2026 |
| Payback | 22.1 yrs | our math |
| 20-year net return | $-6,580 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
How we compute this. Payback = total net cost ÷ annual earnings premium, where the premium is median earnings 10 years after entry minus the $48,360 baseline (BLS 2024 median for a high-school-diploma worker 25+). Total net cost = net price × 4 years. We do not discount future dollars. The institution-wide earnings figure blends every major — a specific program's payback can be far better or worse. Full method on the methodology page.