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Endicott College vs College of Our Lady of the Elms: which has better ROI?

Private nonprofit, Beverly MA · vs · Private nonprofit, Chicopee MA

The verdict

Endicott College has the better ROI: it clears its 4-year net cost of $162,616 in 16.3 years versus 22.1 years at College of Our Lady of the Elms, on median earnings of $58,336 vs $51,540 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureEndicott CollegeCollege of Our Lady of the Elms
Net price / yr$40,654$17,545
Total net cost$162,616$70,180
Median earnings, 10 yrs$58,336$51,540
Median debt$27,000$25,000
Payback16.3 yrs22.1 yrs
20-year net return$36,904-$6,580

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Endicott College or College of Our Lady of the Elms?

College of Our Lady of the Elms, at $17,545 a year after aid versus $40,654 — a gap of $23,109 a year, or $92,436 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Endicott College or College of Our Lady of the Elms graduates earn more?

Endicott College graduates report a median $58,336 ten years after entry, $6,796 more than the $51,540 at College of Our Lady of the Elms. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Endicott College or College of Our Lady of the Elms?

College of Our Lady of the Elms: its completers carry a median $25,000 in federal loans versus $27,000 at Endicott College, a difference of $2,000. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

76% of students finish at Endicott College, against 68% at College of Our Lady of the Elms. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Endicott College vs College of Our Lady of the Elms: frequently asked questions

Is Endicott College or College of Our Lady of the Elms a better value?
Endicott College. It clears its $162,616 net cost in about 16.3 years versus 22.1 years at College of Our Lady of the Elms, on median earnings of $58,336 vs $51,540 ten years out.
Which is cheaper, Endicott College or College of Our Lady of the Elms?
College of Our Lady of the Elms: $17,545/yr net price after aid versus $40,654/yr at Endicott College — a difference of $23,109 a year, or about $92,436 over four years.
Do Endicott College or College of Our Lady of the Elms graduates earn more?
Endicott College graduates earn a median $58,336 ten years after entry, versus $51,540 at College of Our Lady of the Elms — a $6,796 gap. This blends every major, so a specific field can flip it.